SIMPLIFYING YOUR VEHICLE SHOPPING EXPERIENCE

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GET PRE-APPROVED ONLINE

NORTHERN COMMUNITY DELIVERY SPECIALISTS!

DONT SEE THE VEHICLE YOU'RE LOOKING FOR? LET US FIND IT FOR YOU!

COVID 19 UPDATE: LEARN HOW WE ARE STAYING SAFE WHILE STILL CONTINUING TO HELP YOU

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ALL CARS COME WITH 

CONTACT US FOR THE VEHICLE HISTORY REPORT!
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START REBUILDING CREDIT WITH A VEHICLE TODAY!

BUY ONLINE AND

FROM HOME

6 MONTH PAYMENT DEFERRAL

3 MONTH 5000 KM WARRANTY

SANITIZED AND READY FOR YOU

3 SIMPLE STEPS

Apply Online

Fill  in one simple form and we will do the rest  

Choose the best deal

Fast Approval

Drive away in your new car

Drive away with

your vehicle!

 Previous Car

Repossession

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Unemployment/ Disability

Child Tax

Bankruptcy/

Consumer Proposal

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6 Months

No Payment O.A.C

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New to Canada

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First time buyer

ALL MAKES AND MODELS
LARGE SELECTION OF TOP AUTO LENDERS

BUY ONLINE AND

FROM HOME

6 MONTH PAYMENT DEFERRAL

3 MONTH 5000 KM WARRANTY

SANITIZED AND READY FOR YOU

 

FREQUENTLY ASKED QUESTIONS

What do I need to provide to get approved?


Within the pre-approval application, we will gather basic info such as full name, address, and phone number To get fully approved for auto loans financing, you will need to provide the following: 1) A valid ID 2) Your last paystub (Not in all circumstances) 3) A void cheque/ pre authorized payment forms If you have any more questions please contact us below.




What is a credit score?


A number that is an official review of your financial health and helps determine your creditworthiness. Credit scores are calculated using the information in your credit report, including your payment history; the amount of debt you have; and the length of your credit history. Your credit score ranges from 300-900, with a higher score signifying a higher level of credit health. Your credit score helps financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it's meant to forecast how (and if) you will pay your bills. Therefore, the higher the score, the less chance of risk that you represent to lenders. The most common credit report companies in Canada are Equifax and TransUnion. Individuals can obtain their credit reports from these companies to review their credit score and overall credit health.




Can I select the vehicle I want?


Yes! Here at I Love Financing, our focus first and foremost is helping you get approved for vehicle loan financing, and with our large selection of vehicles from all makes and models, you will find the car that you like and suits your budget.




Will I be approved?


Four main factors determine whether you get approved for a vehicle financing loan: - The Vehicle You’re Buying: cost, age, and mileage - Customer Information: employment history, residence, and income - Customer Credit History: your credit score, debts, past payment history, etc. - Down Payment: includes cash down payment and trade-in equity Our finance managers here in I Love Financing will help assess your credit history and find a vehicle that fits your needs and lifestyle to get you the best chance of approval.




Once I apply is there any obligation to purchase?


No, there is Zero Obligation to purchase but please tell us where we went wrong if this does happen. We value the feed back from your experience with us will always strive to make things right.




Where can I view your vehicles or do you have an inventory?


The access we have is so large it would be difficult to list, as well as the inventories change from day to day. We have access to top new and pre owned dealerships across Canada, every make and model. But the first step is getting you approved.





LISTEN TO WHAT OUR PREVIOUS CUSTOMERS HAVE TO SAY
 
SUPPORT RESERVE ANIMALS 911
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I Love Financing is currently sponsoring Reserve Animals 911. Reserve Animals 911 is an organization committed to giving awareness, save lives, and finding homes for all animals especially the ones living in reserves and surrounding areas.  They strive to help these animals by promoting groups doing good work, sharing news and tips.